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Signing & Saving: A Homeowner's Tale
Step 1: Short Story and Saving Money
Our Short Story: How did we end up buying a townhouse in Provo, Utah? (0:39)
Saving Money and Researching: How much money should I save? (1:50)
Calculator: How much house can I afford? (0:16)
Step 2: Pre-Approval and Professionals
Realtors: Who pays the realtor? (0:53)
Pre-Approval for a Loan: How do you get "pre-approved"? (3:58)
Step 3: Options and Offers
Looking at Houses: How important is it to physically walk through houses? (1:01)
Putting Down an "Offer": Who does all of that paperwork? (1:54)
Step 4: Prices and Paperwork
Sales Contract & Earnest Money: How do the sellers know that you're serious? (1:37)
Getting the Loan: How do you go from "pre-approved" to actually having a loan? (1:19)
Down Payment and PMI: How much money for a down payment is good enough? (1:16)
Closing Costs: How much do we pay besides the down payment? (3:01)
Step Five: Signing and Sealing the Deal
Signing Agent: Is this the big moment the house becomes yours officially? (1:37)
Putting Down an "Offer": Who does all of that paperwork?
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